Commercial General Liability (CGL) insurance is essential for every food business, whether the business makes $100 or $1 billion+ in sales each year.
Chef Insurance is a CGL product designed exclusively for members of The Chef Alliance - including Chefs, Cooks and small foodservice businesses.
Chef Insurance is provided by a third party licensed insurance broker and is only available to members of The Chef Alliance as a member benefit. The Chef Alliance has negotiated low rates for CGL and many other member benefits - saving our members time and money, allowing them to focus on growing their businesses.
Chef Insurance protects:
Here's what we found when we compared our most popular product - Tier 1 Chef Insurance with $2million liability insurance - to other insurance policies in the marketplace.
So even once the membership in The Chef Alliance of $499/year is factored in, you're still saving money!
The Chef Insurance program protects food vendors selling food and drink at farmers markets, community events, expos, fairs, festivals & trade shows, in retail stores and to restaurants.
The Chef Insurance program protects chefs, cooks, caterers and home-cooks who prepare food or do meal prep for private clients - professionals, families, corporate lunches, outdoor events, parties etc.
The Chef Insurance program protects meal delivery, lunch and tiffin services selling through Door Dash, Uber Eats, Skip The Dishes etc. and their own websites, social media (e.g Instagram, FaceBook).
The Chef Insurance program protects culinary instructors should someone get injured or have an allergic reaction in a class, or if a client gets sick after consuming food they've made and taken home.
The Chef Insurance program protects custom bakers, making cakes and other baked goods for private clients, for sale through their website or social media, at farmers markets and to bakers, restaurants and retail stores.
Over 4 million people are affected by food-related illness. Without Chef Insurance, a claim could cost you thousands of dollars in legal fees, repairs or replacement of equipment, or compensation to those affected by your business.
If you use a commercial kitchen or a community or church kitchen, you will be asked to add the facility to your certificate of insurance as an Additional Insured. This gives them protections should there be a claim related to your use of the kitchen.
The average member saves over $4,000 each year on insurance, industry resources, tools and equipment, and discounts and savings from hundreds of vendors across Canada for travel, clothing, electronics, health services, food...
Since 2001, The Chef Alliance has helped thousands of independent Canadian food businesses grow and succeed - including Personal Chefs, Caterers, meal delivery businesses, Culinary Instructors, artisan and small batch producers.
Our world-class team of Benefit Partners help our members save thousands of dollars each year, protect and grow their businesses and successfully market their food or culinary services to consumers and/or retailers.
Membership in The Chef Alliance is $499/ year plus applicable taxes. JOIN TODAY!
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Disclaimer: Information provided may be incomplete. Any suggestions or guidance should not be considered a substitute for professional, legal, business, insurance or financial advice. Each business situation is unique, and the advice provided is intended to be general. Please contact a professional for advice that's best suited for your business and to meet requirements of your local/regional government laws and by-laws. The Chef Alliance shall not be held liable or responsible to any person or entity with respect to any loss or incidental or consequential damages alleged to have been caused, directly or indirectly, by the information provided herein.
The Chef Alliance is an industry member organization for chefs and cooks and is not an insurance broker. The Commercial General Liability Insurance (" Chef Insurance") is a member benefit of The Chef Alliance, available for an additional fee. It is not offered as a stand-alone insurance product and is not available to non-members. It is provided through a third party licensed insurance broker. The Chef Alliance, by virtue of the size of its membership across Canada, is able to negotiate deeply-discounted insurance packages for its members and facilitates the insurance process on their behalf.
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